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Fees & Charges
Annual Fees Free for Life
Profit Rate
Rate 3.49 %
Disclaimer

All the profit rates mentioned are subject to change at the bank's discretion.

General Product Features
Residency Type Only Residents
Nationality Emaratis & Expats
Employment Type Salaried, Self-employed
Minimum Salary - Emarati AED 5,000
Minimum Salary - Expat AED 5,000
Maximum Age - Emarati 65 Years
Maximum Age - Expat 60 Years
Details Product Features
Finance Type Islamic
Isalmic Contract Type Murabaha
Specific to City All UAE Emirates
Cash Withdrawal Limit Upto 10K Daily (Subject to Available Card Limit)
Cash on Card Upto 90% of Available Card Limit
Allow Consolidation Not Allowed
Balance Transfer Upto 90% of Available Card Limit
Supplementary Cards Free of Charge (Except Skywards Black Metal Card – AED 525)
  • No Annual Membership Fee.
  • Up to 2.25 EI SmartMiles per AED 1 spend.
  • Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.
  • Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.

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