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Emirates Islamic Bank
Flex Elite
Fees & Charges
| Annual Fees | AED 700 |
Profit Rate
| Rate | 3.49 % |
Disclaimer
All the profit rates mentioned are subject to change at the bank's discretion.
General Product Features
| Residency Type | Only Residents |
| Nationality | Emaratis & Expats |
| Employment Type | Salaried, Self-employed |
| Minimum Salary - Emarati | AED 15,000 |
| Minimum Salary - Expat | AED 15,000 |
| Maximum Age - Emarati | 65 Years |
| Maximum Age - Expat | 60 Years |
Details Product Features
| Finance Type | Islamic |
| Isalmic Contract Type | Murabaha |
| Specific to City | All UAE Emirates |
| Cash Withdrawal Limit | Upto 10K Daily (Subject to Available Card Limit) |
| Cash on Card | Upto 90% of Available Card Limit |
| Allow Consolidation | Not Allowed |
| Balance Transfer | Upto 90% of Available Card Limit |
| Supplementary Cards | Free of Charge (Except Skywards Black Metal Card – AED 525) |
- No AMF for first year* Subject to retail spend of AED 7,500 within 90 days of card approval & AMF waiver from second year** subject to annual spend of AED 50,000. If spend is not met, AMF of AED 700 will be charged.
- Up to 3.75 EI SmartMiles per AED 1 spend.
- Unlimited Complimentary golf any day of the week.
- Complimentary valet parking services per month.
- Complimentary unlimited access to over 1,000 airport lounges worldwide with a guest.
- Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.
- Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.
- Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
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